Mortgage Qualification Calculator

This calculator will help you to determine how much house you can afford and/or qualify for. Begin by clicking in the first entry field and follow the instructions that appear in the Help box.

Note: Keep in mind these are estimates only, there many other factors including credit history, lender policies, and more.

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Purchase Information

Inputs	Outputs
Purchase Price: $
Down Payment:	$
Loan Amount:	$
Annual Interest Rate (%):
Length of Mortgage (Years):

Payment Information

Inputs	Outputs (Monthly)
Principal & Interest Payment: (Monthly) $
Annual Property Taxes:	$
Annual Insurance:	$
Annual PMI:	$
Monthly Association Fees: $
Monthly Payment (PITI):	$
Tax Deductible Portion of Payment:	$

Qualifying Information

Inputs	Outputs (Monthly)
Gross Income: $
Monthly Debt Payments: $
Qualify for Loan?
Maximum Qualifying Loan Amount:	$
Current Payment/Income Ratio: (Max = 28%)
Current Debt/Income Ratio: (Max = 36%)